M.A.P. Scenario Intake - We Get Loans Approved

Tell us specifically why the buyer was denied and give us the full picture. That is all we need to evaluate the file. Standard scenarios get a response within 24 to 48 hours.

Who is submitting

Role *

First name *

Last name *

Company *

License number *

Phone *

Email *

Confirm email *

Referral first name *

Referral last name *

The buyer

Buyer first name *

Buyer last name *

Buyer phone *

Buyer email *

Confirm buyer email *

Buyer aware of this submission? *

The transaction

Purchase or refinance *

Property type *

Property zip code *

County and 2026 FHA loan limit auto-detect from zip code

Purchase price *

Seller concessions *

Select a program and purchase price to calculate the concession amount.

What are seller concessions? Money the seller agrees to pay toward eligible closing costs, prepaids, and applicable HomeApproval program fees. Seller concessions cannot be used for the required down payment or reserves. The amount is calculated from the purchase price. VA estimates are capped at 4%. FHA and HomeApproval estimates are capped at 6%.

Earnest money paid

Earnest money counts toward cash to close

REO property? *

Occupancy *

Purchase contract? *

Program requested

Which program is the buyer seeking? *

Select Not Sure when the file needs a full program review.

Tax identification type *

Can the buyer document qualifying income? *

Denial history

Has the buyer been denied for financing? *

Buyer financial profile

Credit score range *

DTI ratio

Employment status *

Gross annual household income *

Combined household income before taxes

Cash savings *

Liquid cash in checking or savings

Retirement account funds *

401k, IRA, pension - may be used as reserves

Military service? *

Will the buyer receive gift funds? *

Gift funds must come from an eligible donor, be documented, and meet FHA requirements.

Bankruptcy or foreclosure (last 3 years)? *

30 or more days late on any account? *

Car, credit card, personal loan, medical debt, student loans

Government default or federal debt? *

Full scenario

Complete scenario narrative *

Minimum 200 characters - 0 entered

Urgency *

Buyer aware of submission? *

Anything else we should know?

We have helped borrowers turned down 12 times. We have helped borrowers turned down 17 times. Tell us everything. Not the short version. The more complete your answers, the faster we can find your path forward.

About you

First name *

Last name *

Phone *

Email *

Confirm email *

City *

State *

ZIP code *

Referral first name *

Referral last name *

Your goal

Purchase or refinance *

Property type *

Property zip code *

Your county and FHA loan limit auto-detect from your zip code

Approximate purchase price *

Which program are you interested in? *

Seller concessions offered

Select a program and purchase price to calculate the concession amount.

Primary residence? *

Military service? *

Working with a real estate agent? *

Your financial picture

Employment status *

Gross annual income *

All income before taxes - include all household earners

Credit score range *

Cash savings *

Cash in checking or savings right now

Retirement funds *

401k, IRA, pension etc.

Will you receive gift funds? *

Gift funds must come from an eligible donor, be documented, and meet FHA requirements.

Bankruptcy or foreclosure (last 3 years)? *

30 or more days late on any account? *

Car, credit card, medical, student loans

Behind on any government debt? *

Examples: federal student loans, IRS tax debt, prior FHA or VA claim, or other federal debt.

Your denial history

Have you been denied? *

How many times? *

Which lenders denied you and why? *

Minimum 100 characters

Your full story - hold nothing back

Tell us everything *

Minimum 200 characters - 0 entered

Anything you are hesitant to share?

How soon do you want to move? *